Private Lending Master Class

Austin Johnson

The Private Lending Master Class teaches how to transform your capital from volatile, market-dependent assets into predictable, collateral-backed income streams.

Instead of hoping stocks rise, you can lend money to real estate operators, small businesses, or private lending firms and earn fixed returns (often 8–12%) secured by recorded liens, personal guarantees, and insurance. This approach provides consistent income without tenants, property management, or market swings.

You’ll also learn how to build your own lending system, setting up a dedicated lending LLC, drafting enforceable promissory notes, and protecting your loans with legal structure and collateral. This gives you full control of terms, borrowers, and deal flow while integrating seamlessly into your GG trust + holding company stack.

The class reframes private lending as a core pillar of the GG wealth system:

-Use external private lending companies for hands-off, passive income

-Or become the private lender yourself to capture bank-level spreads and recycle your capital like a professional

Either path lets you escape Wall Street dependence and build predictable, secured cash flow on your own terms.

Overview

Private lending lets you earn like a bank, collecting predictable interest backed by real assets instead of speculating on Wall Street.

You can place capital with vetted private lending companies for passive returns, or build your own system to issue loans directly. Either way, you create steady cash flow secured by collateral while keeping control of your risk.

Private Lending Masterclass

Top 3 Insights

Private lending can generate predictable returns without market volatility.
You can choose hands-off lending through vetted companies or build your own system.
Strong structure and trusted networks protect your capital.

Private Lending Basics

How It Works: You lend money to a borrower (usually a real estate operator or small business) who repays you with interest over time
External Companies: Many vetted private lending firms pool investor capital and fund real estate projects like flips or new construction

Typical Terms:

8–12% interest
6–36 month duration
Backed by collateral (recorded liens/mortgages)

Advantages:

Passive: the company vets borrowers and services the loans
Predictable cash flow backed by hard assets
Diversifies you away from Wall Street volatility

Becoming the Private Lender (Infinite Banking Pair)

Build your own system and collect interest directly like a bank
Create a lending LLC to issue loans and protect liability
Draft formal promissory notes + security agreements (attorney-reviewed)

Secure your loan with:

Recorded lien or mortgage
Personal guarantees from the borrower
Insurance naming you as mortgagee/loss payee

Choose structure:

Interest-only (cash flow) or amortized (steady payoff)
Capital sources: personal cash, IBC policy loans, or SDIRA funds
This gives full control and higher yields — but requires due diligence and legal structure

Traps to Avoid

Only fund deals with verified collateral and exit plans
Avoid handshake deals — always use legal docs
Never lend from your personal name — always use an entity
Protect liquidity buffer if using IBC funds

Disclaimer

Disclaimer: This class is for educational purposes only and is not legal, tax, or investment advice. Generational Growth Strategies LLC is not a lender, broker, or investment advisory firm. Private lending carries risk; always consult an attorney and tax advisor and conduct full due diligence.

Any examples are hypothetical and for illustration only.

How Generational Growth Helps

We connect you with vetted private lending companies and deal platforms
We help build your lending LLC + trust stack for protection
We show how to fund notes using Infinite banking or SDIRA capital for maximum efficiency
GG gives you a curated network and legal infrastructure to safely step into this space