SDIRA Master Class

This class teaches how to unlock the full potential of your retirement dollars by using a Self-Directed IRA.

You’ll learn how to:

• Move funds from employer plans (TSP/401k) into a Roth IRA to avoid the 10% early withdrawal penalty,

• Convert that Roth IRA into a Self-Directed Roth IRA to invest in land, real estate, and private notes,

• And integrate your SDIRA into your trust + holding company stack for long-term wealth building.

Instead of being locked inside Wall Street, your retirement dollars become a flexible funding engine for real assets, compounding in a tax-protected environment you control.

Top 5 Insights

• SDIRAs give you control of retirement dollars without losing tax protection.

• Rolling from TSP/401k to Roth IRA avoids early withdrawal penalties.

• You can deploy retirement funds into real estate and private lending.

How It Works

• Step 1: Roll Over

  • Move funds from Roth TSP / 401(k) → Roth IRA

  • Avoids 10% early withdrawal penalty and income tax

• Step 2: Convert to SDIRA

  • Open SDIRA with a vetted custodian

  • Fund it by transferring your Roth IRA/IRA balance

• Step 3: Buy Assets Inside SDIRA

  • Land, rentals, private notes, metals, startups

  • All owned by the SDIRA and grow tax-free

Advantages Over Traditional IRAs

• Control: Choose your investments (not limited to stocks/funds)

• Diversification: Access real estate, land, and private lending

Tax Advantages:

• Roth SDIRA: grows and distributes tax-free

• Traditional SDIRA: grows tax-deferred until withdrawal

• Asset Protection: IRA-held assets are often creditor protected

• Legacy Planning: Can be integrated into trust structure

Traps / Misconceptions

• Prohibited Transactions: No self-dealing (can’t buy from or rent to yourself, spouse, parents, kids)

• No Personal Benefit: All expenses/returns must stay inside the SDIRA

• Requires a Vetted Custodian: Compliance errors can disqualify the IRA entirely

• Must Track Meticulously: Separate bank accounts, contracts, and records required

Pairing IBC + SDIRA

Different Strengths:

• Infinite banking: Liquid, private capital you can borrow from anytime

• SDIRA: Tax-sheltered compounding for long-term, illiquid assets

Strategic Flow:

• Use infinite banking loans for deal costs/down payments

• Deploy SDIRA capital into land, rentals, or private notes

• Keeps SDIRA compounding while infinite banking gives you liquidity

Risk Balance:

• Infinite banking acts as your cash safety net so you never touch SDIRA early

• Protects against penalties and preserves compounding

GG Takeaways

• SDIRAs convert idle retirement savings into active capital for your wealth system.

• They let you escape Wall Street dependency and build tangible, cash-flowing assets.

• With GG’s structure, they become part of your protected legacy plan, not just an investment account.