This class teaches how to unlock the full potential of your retirement dollars by using a Self-Directed IRA.
You’ll learn how to:
Move funds from employer plans (TSP/401k) into a Roth IRA to avoid the 10% early withdrawal penalty,
Convert that Roth IRA into a Self-Directed Roth IRA to invest in land, real estate, and private notes,
And integrate your SDIRA into your trust + holding company stack for long-term wealth building.
Instead of being locked inside Wall Street, your retirement dollars become a flexible funding engine for real assets, compounding in a tax-protected environment you control.
Top 5 Insights
SDIRAs give you control of retirement dollars without losing tax protection.
Rolling from TSP/401k to Roth IRA avoids early withdrawal penalties.
You can deploy retirement funds into real estate and private lending.
How It Works
Step 1: Roll Over
Move funds from Roth TSP / 401(k) → Roth IRA
Avoids 10% early withdrawal penalty and income tax
Step 2: Convert to SDIRA
Open SDIRA with a vetted custodian
Fund it by transferring your Roth IRA/IRA balance
Step 3: Buy Assets Inside SDIRA
Land, rentals, private notes, metals, startups
All owned by the SDIRA and grow tax-free
Advantages Over Traditional IRAs
Control: Choose your investments (not limited to stocks/funds)
Diversification: Access real estate, land, and private lending
Tax Advantages:
Roth SDIRA: grows and distributes tax-free
Traditional SDIRA: grows tax-deferred until withdrawal
Asset Protection: IRA-held assets are often creditor protected
Legacy Planning: Can be integrated into trust structure
Traps / Misconceptions
Prohibited Transactions: No self-dealing (can’t buy from or rent to yourself, spouse, parents, kids)
No Personal Benefit: All expenses/returns must stay inside the SDIRA
Requires a Vetted Custodian: Compliance errors can disqualify the IRA entirely
Must Track Meticulously: Separate bank accounts, contracts, and records required
Pairing IBC + SDIRA
Different Strengths:
Infinite banking: Liquid, private capital you can borrow from anytime
SDIRA: Tax-sheltered compounding for long-term, illiquid assets
Strategic Flow:
Use infinite banking loans for deal costs/down payments
Deploy SDIRA capital into land, rentals, or private notes
Keeps SDIRA compounding while infinite banking gives you liquidity
Risk Balance:
Infinite banking acts as your cash safety net so you never touch SDIRA early
Protects against penalties and preserves compounding
GG Takeaways
SDIRAs convert idle retirement savings into active capital for your wealth system.
They let you escape Wall Street dependency and build tangible, cash-flowing assets.
With GG’s structure, they become part of your protected legacy plan, not just an investment account.
Disclaimer: The information provided in this SDIRA Master Class is for educational and informational purposes only and is not intended as legal, tax, or investment advice. Generational Growth Strategies LLC is not a CPA firm, law firm, or investment advisory firm. Self-directed IRAs are subject to strict IRS regulations and prohibited transaction rules.
You should consult with a licensed CPA, tax attorney, and/or financial advisor who is experienced in SDIRAs before implementing any strategies described.
Any case studies or examples shown are hypothetical and for illustrative purposes only.
GG gives you the network and guardrails to deploy your retirement capital safely and effectively.
We connect you with vetted SDIRA custodians, IRA-compliant attorneys, and real estate providers who specialize in alternative assets
We integrate your SDIRA into your trust + holding company stack so it builds wealth while staying legally protected.
Instead of guessing alone, GG surrounds you with experts who know how to move retirement funds into real assets safely and strategically.